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Changes in PIP Coverage to Occur in January 2013

December 4, 2012

Changes in PIP Coverage to Occur in January 2013Automobile insurance coverage–most notably, Personal Injury Protection Coverage (PIP)—comes into play when drivers get into an accident. Many people who have this type of coverage, also known as “No-Fault” coverage, don’t know exactly what it entails. PIP can be most easily understood as a health insurance policy that comes from your car insurance plan, with the added benefit of providing coverage for any loss of income, mileage reimbursement for trips to the doctor’s office, death benefits and more resulting from … Read More

Florida Insurance Companies Establish New PIP Policy for 2013

October 12, 2012

Florida Insurance Companies Establish New PIP Policy for 2013Effective this January, Florida will implement a new Personal Injury Protection (PIP) law. Pushed by the insurance industry, this laws was passed to curb fraud—but as a result, may just increase profits for insurance companies throughout the state.

Personal Injury Protection (PIP) is required for every driver in Florida. Through PIP, drivers are covered for 80% of their medical bills (up to $10,000), 60% of loss wages, and can receive a death benefit for those who lose their lives suddenly … Read More

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